Ayushman Card Kaise Banta Hai?
Agar aap sochte hain ki bimari aane par 5 lakh rupaye ka bill kaise bharenge, toh Ayushman Card aapke liye hi bana hai.
Ayushman Card ek sarkari swasthya card hai. Isko Pradhan Mantri Jan Arogya Yojana yani PM-JAY ke tahat milta hai. Sarkar ne yeh card 2018 mein shuru kiya. Tab se abhi tak 36.9 crore se zyada cards ban chuke hain. Agar aap garib ya madhyam varg se hain, toh sarkar ki yojna aapke liye bohot madadgar ho sakti hai.
Yeh card aapko aur aapke poore parivaar ko saal mein 5 lakh rupaye tak ka muft ilaaj deta hai. Paisa aapko ek bhi nahi dena hota. Seedha hospital mein cashless ilaaj milta hai. Agar aap garib ya madhyam varg se hain, toh sarkar ki yojna aapke liye bohot madadgar ho sakti hai.
Ayushman Card Kaise Banta Hai? Poori Jaankari 2026
Yeh card government aur private dono hospitals mein kaam karta hai. Ilaaj cashless hota hai aur paperless bhi. Matlab card dikhao aur ilaaj shuru ho jata hai. National Health Authority (NHA) is sabka zimma sambhalta hai. Ye wahi body hai jo poore desh mein PM-JAY ko chalati hai.
Ayushman Card Chart
| Scheme Ka Naam | Pradhan Mantri Jan Arogya Yojana (PM-JAY) |
| Shuru Kab Hua | September 2018 |
| Implementing Body | National Health Authority (NHA) |
| Coverage | 5 lakh rupaye per family, per year |
| Total Hospitals | 25,000+ empanelled hospitals |
| Total Cards Issued | 36.9 crore+ (March 2026 tak) |
| Official Portal | beneficiary.nha.gov.in |
| Ayushman App | Google Play Store par available |
Ayushman Card Ke Liye Kaun Eligible Hai?
Sabse pehle yeh jaanna zaroori hai ki yeh card aapko milega ya nahi. Ayushman card Eligibility check karna bahut simple hai. Sarkar ne eligibility Socio-Economic Caste Census 2011 yani SECC 2011 ke data ke hisaab se rakhi hai. Agar aapka naam uss list mein hai, toh aap eligible hain.
In Logo Ko Milega Ayushman Card
- Jo log kuccha ghar mein rehte hain
- Jin parivaron mein 16 se 59 saal ka koi kamaane wala nahi hai
- SC/ST parivaar
- Zameen nahin hai aur manual labour par nirbhar hain
- Ghar mein koi mahila akele kamati hai
- Construction workers, daily wage earners, street vendors, safai karmachari
- ASHA workers aur Anganwadi workers aur unke parivaar
- 70 saal ya usse zyada umra ke sabhi buzurg, chahe amdani kitni bhi ho
Yeh Log Eligible NAHI Hain
- Sarkari naukri karne wale
- Jo log motorised vehicle yani car, truck ke maalik hain
- Jinka’s monthly income is 10,000 rupaye se zyada hai
- Jin parivaron mein refrigerator ya landline phone hai
- Jo log 2.5 acre se zyada irrigated land ke maalik hain
Khaas baat: 70 saal se upar ke sabhi buzurg ab eligible hain. Chahe woh ameer hon ya gareeb. Yeh 2024 mein sarkar ne naya decision liya. Isse 6 crore senior citizens ko seedha fayda hua.
Ayushman Card Ke Liye Kaun Se Documents Chahiye?
Documents ke bina kaam nahi hoga. Pahle yeh sab ready kar lo, tab apply karo.
Zaroori Documents Ki List
- Aadhar Card: Sabse zaroori document hai. Mobile Aadhar se linked hona chahiye.
- Registered Mobile Number: Wahi number jo Aadhar se linked hai. OTP isi par aayega.
- Ration Card: Parivaar ke members ke naam confirm karne ke liye.
- SECC List Mein Naam: Aapka naam PM-JAY beneficiary list mein hona chahiye.
- Aay Praman Patra (Kuch Cases Mein): State ke hisaab se lag sakta hai.
- Jaati Praman Patra (SC/ST): Agar SC ya ST hain toh zaroori hai.
Agar Mobile Aadhar Se Link Nahi Hai: Toh pehle apne nearest Aadhar enrollment centre par jaayein. Wahan mobile number update karwayein. Uske baad hi OTP verification hoga aur card ban payega.
Bina Ration Card Ke Ayushman Card
Ration card nahi hai toh kya hoga? Ghabrao mat. Kai states mein ration card ke bina bhi card banta hai. Aap beneficiary.nha.gov.in par apna naam search kar sakte hain. Sirf naam, date of birth aur district daalo. Agar naam list mein hai toh ration card ki zaroorat nahi hogi.
Ayushman Card Online Kaise Banaye, Step by Step
Ab seedha kaam ki baat. Ghar baithe phone ya computer se card banana bilkul possible hai. PMJAY Official beneficiary portal ka naam hai: beneficiary.nha.gov.in. Yahi ek trusted government website hai. Kisi aur website par mat jaana.
Online Apply Karne Ka Tarika
- Sabse pehle beneficiary.nha.gov.in par jaayein
- Beneficiary Login’ option par click karein
- Apna registered mobile number daalo
- Auth Mode chuno: OTP, Biometric ya Face Authentication
- OTP enter karo aur login kar lo
- Screen par parivaar ke sabhi members ki list dikhegi
- Jis member ka card banana hai uska naam chuno
- eKYC icon par click karo
- Aadhar OTP se authentication karo
Auth Mode Kya Hota Hai?
| OTP Mode | Mobile par OTP aayega. Sabse common tarika. |
| Biometric Mode | Fingerprint ya iris scan se verify hota hai. CSC par hota hai. |
| Face Auth Mode | Phone ka camera use karke face scan hota hai. Naya option hai. |
Approval kitne time mein hoga?
eKYC ke baad card 4 se 5 ghante mein ya 1 se 2 din mein approve ho jata hai. Kuch cases mein thoda zyada waqt lag sakta hai.
Ayushman Card Online Kaise Banaye, Step by Step
Ab seedha kaam ki baat. Ghar baithe phone ya computer se card banana bilkul possible hai. Official portal ka naam hai: beneficiary.nha.gov.in. Yahi ek trusted government website hai. Kisi aur website par mat jaana.
Online Apply Karne Ka Tarika
- Sabse pehle beneficiary.nha.gov.in par jaayein
- Beneficiary Login’ option par click karein
- Apna registered mobile number daalo
- Auth Mode chuno: OTP, Biometric ya Face Authentication
- OTP enter karo aur login kar lo
- Screen par parivaar ke sabhi members ki list dikhegi
- Jis member ka card banana hai uska naam chuno
- eKYC icon par click karo
- Aadhar OTP se authentication karo
Auth Mode Kya Hota Hai?
| OTP Mode | Mobile par OTP aayega. Sabse common tarika. |
| Biometric Mode | Fingerprint ya iris scan se verify hota hai. CSC par hota hai. |
| Face Auth Mode | Phone ka camera use karke face scan hota hai. Naya option hai. |
Approval kitne time mein hoga?
eKYC ke baad card 4 se 5 ghante mein ya 1 se 2 din mein approve ho jata hai. Kuch cases mein thoda zyada waqt lag sakta hai.
Ayushman App Se Mobile Par Card Kaise Banaye?
Agar aapko website se problem ho rahi hai, toh Ayushman App try karo. Yeh official government app hai. National Health Authority ne yeh app seedha beneficiaries ke liye banaya hai. Play Store par jaao aur ‘Ayushman’ search karo. Wahan se download kar lo.
App Se Card Banane Ke Steps
- Google Play Store se Ayushman App download karo
- App open karo aur registered mobile number daalo
- OTP se login karo
- Apni family list dekho
- Member select karo jiska card banana hai
- Face authentication ya OTP se eKYC complete karo
App Vs Website, Konsa Better Hai?
| Feature | App vs Website |
| Face Authentication | App mein easy hai, website par limited |
| Speed | Dono approximately same hain |
| Ease of Use | App thoda zyada user-friendly hai |
| Languages | App mein 13+ Indian languages support hai including Kashmiri, Urdu |
| Download Card | App mein 13+ Indian languages support hai,, including Kashmiri, Urdu |
Najdiki CSC Centre Se Ayushman Card Kaise Banwaye?
Online nahi kar pa rahe? Ya biometric verification chahiye? Toh Common Service Centre yani CSC sabse asaan option hai. CSC ko Jan Seva Kendra bhi kehte hain. Yahan ek VLE yani Village Level Entrepreneur aapki madad karta hai. Woh poora process karta hai.
CSC Se Card Banwane Ka Process
- Apne najdiki CSC center par jaao
- Apna Aadhar card aur registered mobile number saath lo
- VLE aapka naam beneficiary list mein check karega
- Biometric verification hoga (fingerprint ya iris)
- eKYC complete hone ke baad card generate ho jayega
- PDF download karke print karwa sakte ho
Nearest CSC kaise dhundhe?
locator.csccloud.in par jaao. Wahan apna pincode ya district daloge toh nearest CSC ki list aa jayegi.
Zaroori Chetaavni: Ayushman Card banana bilkul FREE hai. Koi bhi dukaan ya agent agar paise maange toh mat do. Yeh fraud hai. Iska complain aap 14555 helpline par kar sakte ho.
Ayushman Card Download Kaise Karein PDF Mein?
Card approve ho gaya? Ab usse download karne ka time hai. Yeh bhi bahut easy hai.
Card Download Karne Ka Tarika (Website Se)
- beneficiary.nha.gov.in par jaao
- Login karo mobile OTP se
- Apni family list mein jis member ka card approved hai usse dhundho
- Download Card’ option par clic
- PDF download ho jayegi
- Print karwa lo ya phone mein save kar lo
Mobile Number Se Card Download Kaise Karein?
Sirf mobile number se bhi card download ho sakta hai. Poora process yahi hai:
- beneficiary.nha.gov.in par login karo
- Registered mobile number daalo
- OTP verify karo
- Member select karo
- Download button dabao
PVC Physical Card Kaise Mangwayein?
PDF card ke alawa ek plastic PVC card bhi milta hai. Yeh ATM ki tarah hota hai.
- beneficiary.nha.gov.in par login karo
- ‘Order PVC Card’ option dhundho
- Address confirm karo
- Card aapke ghar post ho jayega. Iske liye nominal charge lagta hai.
Khaas baat: Card download karne ke baad aapko kuch activate nahi karna. Yeh automatically active ho jata hai. Kisi bhi empanelled hospital mein seedha use kar sakte ho.
Ayushman Card Se Kya Kya Fayde Milte Hain?
Card ban gaya. Ab jaante hain ki yeh aapke kaam kaise aayega. Sabse bada fayda yeh hai ki aapko hospital mein ek bhi paisa nahi dena. Sab kuch government deti hai.
Mukhya Fayde
- 5 Lakh Rupaye Ka Coverage: Poore parivaar ko saal mein 5 lakh tak muft ilaaj milta hai.
- Cashless Ilaaj: Hospital mein sirf card dikhao. Paise dene ki zaroorat nahi.
- 25,000+ Hospitals: Desh bhar ke government aur private hospitals mein use hota hai.
- 1,949 Treatments Cover: Surgery se lekar cancer treatment tak. Sabh kuch.
- Pre aur Post Hospitalization: Admit hone se pehle aur discharge ke baad ke kharche bhi cover.
- Koi Premium Nahi: Ek rupaya bhi jeb se nahi jaata. Yeh sab FREE hai.
- Portability: Desh ke kisi bhi corner mein kisi bhi empanelled hospital mein kaam karega.
- Purani Bimariyan Bhi Cover: Day 1 se hi purani bimariyon ka bhi ilaaj hoga.
Kya Kya Cover NAHI Hota?
| Heart Surgery | Bypass, valve replacement sab cover |
| Cancer Treatment | Chemotherapy, radiation, surgery |
| Knee/Hip Replacement | Orthopaedic surgeries covered |
| Newborn Baby Care | Nawajanmit bacchon ki care |
| Day Care Surgery | Ek din mein hone wali surgeries |
| Mental Health | Kuch psychiatric treatments bhi covered |
Khaas Cases Aur Aam Dikkatein, Kya Karein?
Kai baar log portal par jaate hain par kuch problem aa jati hai. Yahan sabse common problems aur unke solutions hain.
Problem 1: Naam List Mein Nahi Hai
Agar aapka naam PM-JAY beneficiary list mein nahi hai toh card nahi banega.
- Pehle pmjay.gov.in par ‘Am I Eligible’ tab se check karo
- Agar wahan bhi naam nahi hai toh apne district ke Ayushman Mitra se milo
- Gram Panchayat ya CSC se grievance darj karwao
Problem 2: Aadhar Se Mobile Link Nahi
OTP nahi aata? Iska matlab mobile Aadhar se link nahi.
- Nearest Aadhar Enrollment Centre jaao
- Mobile number update request karo
- Yeh free hota hai. Rs. 50 charge lagta hai update ke liye.
- 24 ghante mein update ho jata hai. Uske baad OTP aayega.
Problem 3: Fingerprint Kaam Nahi Kar Raha
Mazdoor log ya buzurg log ka fingerprint aksar kaam nahi karta. Fingers ghis jaati hain.
- CSC par iris scan ka option maango
- Face authentication app se try karo
- OTP mode use karo agar mobile link hai
Problem 4: Naam Mein Spelling Galat Hai
Aadhar aur PM-JAY record mein naam alag hai toh eKYC rok sakta hai.
- Pehle Aadhar mein naam theek karwao
- Ya PMJAY helpline 14555 par call karo correction ke liye
70+ Buzurgon Ke Liye Ayushman Vaya Vandana Card
70 saal ya usse upar ke sabhi buzurgon ke liye ek alag card hai. Iska naam hai Ayushman Vaya Vandana Card. Iske liye income koi bhi ho, card milega. SECC list mein naam hona bhi zaroori nahi.
- Beneficiary.nha.gov.in par login karo
- Senior Citizen section mein jaao
- Aadhar se eKYC karo
- Card turant generate ho jayega
CAPF Jawanon Ke Liye Ayushman Card
Central Armed Police Forces ke jawaan aur unke parivaar bhi eligible hain. Unhe apne unit ke welfare officer se contact karna hoga. Process thodi alag hai par coverage same hai.
Ayushman Bharat card Yojna (PMJAY)?
Ayushman bharat yojna sarkar ki ek badi pahal hai. Iski shuruaat 2018 mein hui thi. Is yojna ke tahat garib parivaaron ko sehat beema milta hai. Yeh card is yojna ka mukhya hissa hai, jo hospital mein bharti hone par kharch uthata hai.
Yeh yojna do hisson mein baanti hai Health and Wellness centres aur PMJAY. PMJAY mein aapko card milta hai, jisse aap private ya sarkari hospital mein ilaaj kara sakte hain. Lakho log isse fayda utha chuke hain.
Is yojna ka maqsad hai ki koi bhi vyakti paison ki kami se ilaaj na chhode. Ab 2026 mein yeh aur bhi asan ho gaya hai, online aur app ke zariye.
Ayushman Card Ke Fayde Kya Hain ?
Yeh card bohot fafay demandai. Pehla fayda toh yeh ki aapko 5 lakh rupaye tak ka salana cover milta hai, pura parivaar ke liye.
- Hospital mein bharti hone par dawai, operation, ICU sab muft.
- Cancer, heart attack, kidney problems, jaise bade rog ka ilaaj shaamil.
- Pre aur post hospitalization kharch bhi cover.
- Koi premium dena nahi padta, sarkar khud deti hai.
Iske alawa, yeh card aapko cashless treatment deta hai. Matlab, hospital mein bill dena nahi padta. Bas card dikhao aur ilaaj shuru. Aur haan, yeh card poore desh mein kaam karta hai, state border cross karne par bhi.
Kaun Eligible Hai Ayushman Card Ke Liye?
Sabse pehle jaanna zaroori hai ki kaun is card ko banwa sakta hai. Eligibility SECC 2011 data par based hai !
real areas mein :
- Jo log kutche ghar mein rehte hain.
- SC/ST samuday se.
- Bina motor vehicle wale.
- Mahila mukhya wale ghar.
- Bhiksha maangne wale ya mazdoor.
Urban areas mein :
- Rag picker, beggar, domestic worker.
- Sweeper, chowkidar, construction worker.
- Shop worker, artisan.
Agar aapka naam SECC list mein hai, toh eligible ho. Aap online check kar sakte hain. Agar nahi, toh kuch states mein extra categories hain, jaise UP mein ration card wale.
Zaruri Documents Ayushman Card Banwane Ke Liye
Card banwane ke liye kuch basic documents chahiye. Yeh asan hain :
- Aadhaar card (sabse zaroori, eKYC ke liye).
- Ration card ya voter ID.
- Mobile number (OTP ke liye).
- Parivaar ke sadasyon ke details.
- Agar AAY card hai, toh woh bhi.
Agar Aadhaar nahi hai, toh driving license ya PAN use kar sakte hain, lekin Aadhaar best hai. Offline jaate ho toh photocopiesle jao.

Offline Ayushman Card Kaise Banaye ?
Agar online nahi kar pa rahe, toh offline jaao.
- Najdeeki Common Service Centre (CSC) jao.
- Wahaan operator ko documents do.
- Woh eligibility check karega, eKYC karega.
- Card print kar ke dega.
Ya phir empanelled hospital mein jaao, wahaan bhi facility. Sarkari offices jaise block office mein bhi. Yeh free hai, koi fee nahi.
Ayushman Card KYC Kaise Kare
- KYC bohot zaroori hai card activate karne ke liye.
- Online ya app mein Aadhaar OTP se hoti hai.
- Agar biometric, toh CSC jaao.
- KYC ke bina card kaam nahi karega.
- Agar parivaar mein naye sadasya, toh unki bhi KYC karwao.
Ayushman Card Status Kaise Check Kare ?
- Apply karne ke baad status check karna chahiye.
- Website par jao, mobile number daalo.
- Ya helpline 14555 call karo.
- App mein bhi status dikhta hai.
- Agar reject, toh reason dekho aur dubara apply.
Ayushman Card Se Hospital List Kahan Milegi ?
- Ilaaj ke liye hospital jaanna zaroori.
- Website par ayushman card Hospital List‘ search karo.
- State, district select karo.
- Private aur government dono milein ge.
- App mein bhi list hai.
- Har hospital mein ayushman mitra hota hai, madad karega.
Ayushman Card Ke Common Problems Aur Solutions
Kabhi kabhi problems aate hain.
- Eligibility nahi mil rahi: SECC list check karwao CSC mein.
- OTP nahi aa raha: Mobile network check karo.
- eKYC fail: Aadhaar update karwao.
- Card nahi download ho raha: Browser change karo.
- Helpline call karo agar stuck.
Ayushman Card Ke Bare Mein Kuch Myths
- Log kehte hain yeh sirf garibon ke liye, lekin madhyam varg bhi eligible ho sakta hai.
- Dusra, premium dena padta hai nahi, free hai.
- Teesra, sirf sarkari hospital nahi, private bhi.
- In myths ko door karo.
Ayushman Card Se Related Yojnayein
- Yeh ABHA card se link hai, jo health ID hai.
- ABHA banwao, records digital.
- Aur states mein extra yojnayein jaise Maharashtra mein Mahatma Jyotiba Phule Jan Arogya Yojana.
- Inko combine karo fayde ke liye.

